Who We Are

Experian ( http://www.acif.org.au ) is a global leader in information services for the prevention of credit and fraud risks, the marketing and data protection of companies and consumers. By providing data, software and analytical tools all over the world,


What We Do


The family of services dedicated to connectivity and broadband and ultra-broadband data transmission has for years distinguished Retelit in the telecommunications sector. 


The service offers dedicated Internet access designed for large companies and based on ultra-fast fiber connectivity. 


The WAN (Wide Area Network) company, for years have suffered from performance issues, bottlenecks and high latency. The adoption by companies of expensive dedicated lines has not helped to mitigate the problem.

Virtual Private Network

VPN – Virtual Private Network – is the secure solution to interconnect all the offices of a company . The Virtual Private Network service allows you to create your own intranet and connect the company’s headquarters or company to a Data Center.


The suite of Voce di Retelit services is structured to respond flexibly to the communication needs of multi-site companies. 

The aim is to guarantee a dedicated voice network and a high quality of service at advantageous prices. 

International Connectivity

The service allows to extend its international fiber connectivity also abroad, maintaining high reliability and efficiency. 


Internet for Operators and Service Providers

Retelit’s Internet services are enhanced by an Internet collection and access infrastructure and strategic agreements with the largest national and international Internet peering providers.

The solutions for direct access to the network and connection with the main national and international Internet exchanges are distinguished by high performance and flexible and diversified transmission capacity to best meet the business needs of Operators and Service Providers.

The Retelit network

With 19 of the world’s leading telecommunications operators, Retelit has created the latest generation submarine cable system connecting Europe to the Far East via Africa, the Gulf countries and South Asia.
The cable guarantees the connection of all the main countries of Asia, Africa and Europe, connecting every point to the main telecommunications gateways from Marseilles to Singapore and Hong Kong. 
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Our Service

 fiberoptic infrastructure owned by the company is spread over 12,500 kilometers (equivalent to about 231,000 km of fiber optic cables, of which 68,000 km are located in MAN) and connects 9 Metropolitan Networks and 15 Data Centers throughout Italy. 


What People Are Saying

I strongly incourage it. The connection comes and goes. Best Service

Adeline West

Divi Corner

Amazing staff and service. Thanks

Rachel Graham

Bloom Co.

I call the operator to ask if there is any new promo and they treat as like we are VIP person. 

Theresa Reeves

Extra Space

superb service.. Only take two hours to resolve me service. Thanks

Ada Leonard

Monarch Inc

Latest News and Guides

What you need to do before sending your mobile for repairs

People use their phones instead of desktops these days. It helps keep us connected via social networks and also helps keep documents safe. Plus you may have hundreds of thousands of memory stored inside your mobile phone some of these comprise of the most private moments of a life and this is something which should be protected at all cost.

Despite the fact that mobile phones are crucial to our everyday lives they might break down for one reason or the other. whether it is to repair a broken screen or a fault due to water damage you may need to leave it at the phone repair shop in order to get it fixed.

Although most repair technicians simply focus upon repairing the mobile and handing it back over you just can’t be too sure stuff there are some individuals who might make use of the sensitive information and can cause problems for you in the future. Therefore it is essential that you do your due diligence before handing your mobile phone for repair. You should allow the mobile technician to access your phone without accessing your data.

What you should do before repairing a mobile phone

There are certain things that you need to keep in mind before you hand over your phone for repair. You want to know whether the technician is reputable and qualified to handle your device. An easy way of doing so is by getting referrals from friends or family. Find out who they send a mobile to for servicing and repairs. You can even carry out a local search on Google and find out about different mobile technicians in your area. Take a look at customer reviews to get an idea of what kind of services you would be provided if you hire a particular technician.

Once you have found a technician you would want to handover your device to them. However, it is important that you back up the device before sending it for repair. This way you would have easy access to all your important information and may be able to use it even if your phone is with the technician for more than two or three days. Once the backup is completed and you have saved all your important files in information it is time to do a factory reset on your phone so that all your data is wiped out.

With that you may want to give all the information about a device to the technician. Most of the time people keep using their mobile phones until the time they cannot do it anymore despite the minor damages which the phone had suffered in the past. Providing them with the information would allow them to make the right adjustment to your phones. Last but not the least do not forget to remove the passwords so that the technician can have easy access to your phone.

PTC is a mobile phone repair store that you can visit for sure quality service.

Getting the right kind of retirement advice in Hervey Bay

It is better to be prepared then to face major issues in the long run. Individuals who do not plan for the retirement from the beginning often find themselves in difficult situations. They retired life is often fraught with difficulties. They have to face challenges living on a day to day basis and are often left hand to mouth with little financial savings. In order to avoid these problems it is better to start retirement planning at least 10 to 15 years in advance. It all comes down to getting the right kind of retirement advice.

What experts have to say on retirement advice in Hervey Bay

  • It is best to avoid overspending especially in your late thirties and early forties. These are the years when an individual is most financially sound in their life. On the other hand if they do not plan their retirement early on they might have to face problems in the future. It is advised that they hire the right kind of financial planners who help them make sound investments and also allow them to accumulated wealth for the future life.
  • The rise in inflation is something which cannot be controlled by the common man. However it is something which they can be well prepared for. Your financial advisor would offer you any advice on where you should invest so that you do not have to worry about rising prices or delving into your savings.
  • It is best to work along with your partner or your spouse regarding retirement planning. When you are open with them about how much you think you should be spending for retirement you would both be on the same wavelength. It is best to talk about financial matters so that both of you can contribute towards your retirement plan.
  • While working people tend to forego their Physical health. They often work long enough to compromise their health and do not even pay attention regardless the alarming science which they face so often. As a result they may suffer from health problems or their health myd88 causing them to spend lots of money on paying the medical bills. It is very important to consider your health and ensure that you live a healthy and fulfilling life from the very beginning full stop it is going to serve you well in your old age when you do not want Medical conditions him bring your lifestyle. Also medical issues can cut into your savings like nothing else. This is why it is better to be safe than sorry. People should practice the right kind of lifestyle and eating habits to ensure that they stay in good health.
  • Make sure to establish your budget and follow it through. It is advisable to save at least some amount of cash every time from your income. These are the points which you should never dip into you until and unless there is a dire emergency and you need it immediately. This is why you need the advice of a financial planner to help you stay on your budget.

Commercial Lawyers

These are professionals who advise businesses, NGOs and government organisations on business-related deals. Commercial solicitors cover a wide range of work. Law firms to whom these lawyers work for are divided into practice areas for lawyers to practice in a specific area of specialisation. Commercial law entails two distinct parts; transactional and contentious. Transactional lawyers draw up legal documents their client is working on and review them for correctness, while contentious lawyers help clients resolve disputes with third parties. Some areas of practice have both contentious and transactional lawyers.

Practice areas of a commercial law firm

Corporate law:

Companies are required to comply with their constitution and the laws governing all companies. It is the duties of corporate lawyers to ensure all its client’s activities comply with departmental regulations. Corporate lawyers prepare legal documents in all the corporate transactions and activities restructuring and acquisitions to ensure every legal aspect runs in respect with the law and the schedule. In some cases, they act as project managers to ensure all legal requirements run smoothly.

Finance and banking:

Finance and banking lawyers ensure their clients are legally protected and help avert risks involved in financial deals like when lenders give finances to the borrowers, they assess the risks involved. When borrowers fail to meet their obligation to return the money, commercial lawyers take up to them using the legal mechanism to restore the funds from the borrowers. Their tasks include drafting and reviewing of legally binding documents between the lender and the borrower to ensure the funding process is successful and mainly to make sure the borrower meets all the legal requirements to receive the funds. Finance lawyers also advise their clients on financial, legal matters existing and put across amendments as required or appropriate.

Dispute resolution:

Lawyers operating under this area of legal practice provide legal advice to their clients relating issues they are involved in and draw a strategy that offers to resolve the matter amicably without causing harm to others. If the disputes proceed to courtrooms, their duties will be to draft documents that will guide their client through court trials or hearings. Senior dispute legal experts provide arbitration and mediation to settle out of courts. Suppose the worst happens and the client is found guilty. In that case, dispute resolution lawyers will advise transactional lawyers on how to minimise the adverse outcomes and how to deal with future disputes.

Other practice areas for lawyers

Majority of the lawyers work in large legal firms such as Taurus Legal as corporate, dispute and resolution and finance and banking. Still, other small departments exist, for example, employment lawyers, EU, IP, tax and real estate lawyers. Their primary duties are advising clients when making transactions or when disputes come up. Other responsibilities include training lawyers from different departments and enlightening them with the changes arising. Lawyers in these smaller departments offer their own clients’ dispute resolution, and their work may resemble fellow lawyers at the corporate, litigation or finance dispute resolution. Lawyers in the real estate, for example, working on a sale of a commercial property will perform duties similar to corporate lawyers when working on the sale of the property. Another example is the employment lawyers acting on behalf of their clients, will go through tribunal just like colleagues in litigation to fight for their clients’ rights for compensation or whatever the dispute involved.

Outcomes of Declaring Bankruptcy in Brisbane

Release from almost all of your debts means going through the process of declaring bankruptcy. In Brisbane, declaring bankruptcy Brisbane means applying for it voluntarily and letting either the AFSA (Australian Financial Security Authority) or a private trustee manage your financial affairs.

If you are earning or have assets that are above the approved threshold of AFSA, you may be required to pay a fee. The official declaration of bankruptcy will have to come from AFSA.

After two weeks from the official declaration, AFSA will then nominate a trustee to oversee the status of your finances. It will take three years before the declaration of bankruptcy is lifted.

You can be forced to declare bankruptcy when you owe at least $5,000 to creditors that have unsuccessfully tried to make you pay. Opting for a private trustee to manage your finances in this kind of situation may mean additional expense on your part.


Bankruptcy scenarios


The declaration of bankruptcy can either encourage you to start anew or have an immediate adverse effect right off and into the future. What happens when you declare bankruptcy?Bankruptcy may:

§  Be viewed positively as something that can start you anew financially.


§  Have an adverse impact when no financial institutions will lend you money for three years, limit your options for future employment, and losing significant assets such as your home.


If creditors are pursuing you for unpaid debts, it’s time to decide and act quickly. You need to consult a financial counselor to learn more about the options of managing your debts. Consulting with a financial counselor will make you understand the good and bad effects of bankruptcy and know what the best option to choose.


Outcomes of Declaring Bankruptcy


§  Any reasonably priced personal effects such as furniture, TV, and computer is exempt from the regulations of bankruptcy

§  The National Personal Insolvency Index is a public record that will show your declaration of bankruptcy for life

§  Your credit report will show the fact of your bankruptcy for five years

§  You will not be able to borrow money for five years

§  You are allowed to earn an income that meets the amount after-tax threshold

§  You will have to pay contributions to the nominated trustee if your income exceeds the allowed amount threshold. This contribution will be paid to your creditors.

§  Your bankruptcy does not exempt you from paying all court fines, Higher Education debts, and child support.


Assets you can keep after the Declaration of Bankruptcy


§  $1,000 in your bank account

§  Common household items such as a computer, furniture, and TV

§  Trade tools valued at $3,750

§  A Vehicle that has equity of less than $7,700

§  Personal injury compensation payments, superannuation, and life insurance


Assets you can’t keep after the Declaration of Bankruptcy


§  Land, houses, and other real estate assets

§  A Vehicle with an equity of more than $7,700

§  Expensive electronic items and valuable personal effects such as antiques

§  Trade tools valued over $3,750

§  Jewelry and valuable artworks

§  Winnings, inheritance, and tax refunds

§  Over $1,000 money in the bank


One of the most difficult decisions you’ll make in your lifetime is to declare bankruptcy. It can be an extremely stressful and devastating situation for most people. 




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